Experienced Nutley Lawyer Provides Strong Foreclosure Defense

Effective New Jersey firm works hard to keep clients in their homes

Essex County has a lot to offer, and home prices are understandably high given the area’s proximity to New York City. In this competitive market, even a temporary financial problem can trigger a situation where a homeowner falls behind on payments. No matter what prompted your financial difficulties, the Law Offices of James C. Zimmermann in Nutley will protect your rights and help you defend against foreclosure actions. Attorney James Zimmermann has achieved successful results in these matters for more than 25 years and can identify potential solutions in even the most difficult cases. Don’t be intimidated by powerful banks or risk losing your home because you didn’t get the proper support. We will take the necessary legal steps to keep you and your family in your residence.

Accomplished advocate finds ways to defeat predatory lenders

If you’ve been targeted in a foreclosure action, our firm offers comprehensive legal support. We have the knowledge and experience to settle matters favorably or litigate challenges based on issues such as:

• Foreclosure rule violations — Lenders must strictly adhere to specific laws and regulations if they wish to foreclose upon a property. Our firm can pinpoint violations and battle to stop the proceedings.
• Lender mistakes — In many cases, mortgages and other financial arrangements go through many parties, increasing the chance for a harmful error. If a bank is working off of the wrong information, we will promptly bring the error to their attention and the court’s.
• Exemptions for military service — Under the Servicemembers Civil Relief Act, military personnel who are facing a foreclosure action can preserve their home while serving our country. We take great pride in protecting the rights of the men and women in our armed forces.
• Unconscionable mortgage terms — Predatory lenders take unfair advantage of homeowners throughout New Jersey and across the country. When a financial institution seeks to enforce an unconscionable contract, our firm advocates for a fair result.

Don’t hesitate to get the help you need to save your home. We offer a free initial consultation so that you can launch your foreclosure defense immediately.

Dedicated attorney handles Essex County mortgage modifications

In most cases, financial institutions also benefit when the foreclosure process can be avoided. Our firm pursues appropriate mortgage modifications when the existing payment schedule has become too much for the loan recipient to handle.  Attorney James Zimmermann is a skilled negotiator who works diligently to modify loan terms by lowering monthly payments, adjusting interest rates, and lengthening the repayment timeframe.

Contact a skillful Nutley foreclosure defense lawyer for a free initial consultation

At the Law Offices of James C. Zimmermann, we represent homeowners targeted by foreclosure actions in Essex County and throughout North Jersey. Please call 973-764-1633 or contact us online to schedule a free initial consultation at our office on Centre Street in Nutley, near Yanticaw Park.